About BFA
Service Model
Why BFA
Employee Outcomes
Delivering leadership to plan fiduciaries in their moral, ethical and governance obligations by providing what is in the best interest of their employees while maximizing the company ROI
Baystate Fiduciary Advisors is an independent firm with national scale and resources offering both 401(k) and 403(b) investment fiduciary advisory services for non-profit and for-profit organizations.
Based in Boston, Massachusetts, we serve clients throughout the New England area. With more than 20 years of experience, we employ globally accepted fiduciary standards of excellence that will not only help organizations in their pursuit of complying with ERISA obligations but strives to promote successful retirement outcomes for their employees and improving the company’s bottom line.
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Grounded in ERISA Case Law
The Employee Retirement Income Security Act of 1974, as amended (“ERISA”) was enacted to protect employees and retirees by mandating written plan documents, requiring assets to be held apart from the employer’s assets and by imposing fiduciary standards of care on the persons responsible for administering the plan and investing plan assets. Plan fiduciaries are required to act for the exclusive benefit of plan participants and their beneficiaries. Legally, the fiduciary standard of care— that of a “prudent expert”—is the highest recognized by law. The failure to comply with ERISA standards can result in the imposition of personal liability for losses to the plan, civil and criminal penalties on the plan fiduciaries as well as the company that sponsors the plan.
Baystate Fiduciary Advisors provides many services to help fiduciaries navigate and manage an increasingly complex array of responsibilities and obligations. Our goal is to help fiduciaries understand their role and assist them in developing a formal process that will help demonstrate compliance with ERISA’s standard of care.
What do you mean when you say you are a "High Impact Firm with Low Impact Costs?"
What makes Baystate Fiduciary Advisors Unique in the marketplace?
What is the initial client experience like?
Helpful Content

Keep Your Umbrella Handy
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How to help determine life insurance needs to provide for your family after you pass away.
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Insurance Needs Assessment: When You're Young and Single
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Determine your potential long-term care needs and how long your current assets might last.
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This calculator helps estimate your federal estate tax liability.
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Use this calculator to compare the future value of investments with different tax consequences.
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Assess whether you are running “in the black” or “in the red” each month.
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This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
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Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
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Principles that can help create a portfolio designed to pursue investment goals.
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There are some smart strategies that may help you pursue your investment objectives
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Investment Strategies for Retirement
Investment tools and strategies that can enable you to pursue your retirement goals.
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The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
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A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
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A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
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A special needs trust helps care for a special needs child when you’re gone.
Retirement Accounts When You Change Your Job
This video discusses issues related to your retirement accounts when you move on from your job.